DISCLAIMER

By accepting this disclaimer I am stating that I understand that Sunwest Trust, Inc. is not giving me investment or tax advice and that this is simply a free service that Sunwest Trust, Inc. has contracted with JM Consulting to provide.  The information I get from JM Consulting does not reflect the ideas or opinions of Sunwest Trust, Inc.  By accepting below I hereby agree to hold Sunwest Trust, Inc. harmless of any and all liability for the information I receive or the action the information may cause me to take.  It is up to me to confirm the information I receive from JM Consulting with my own CPA or Tax Attorney before making any tax or investment decision.