EFFECTIVE JANUARY 1, 2010

Fees are charged annually, in advance, on the anniversary date

All accounts are required to maintain a minimum cash balance of $400.00 at all times. All uninvested cash will be deposited in an F.D.I.C. insured bank and earn interest at the savings rate as stated monthly by First Community Bank.

The annual fee is $225.00 regardless of number and/or value of assets and includes one transaction per year. A transaction is any disbursement of funds. Any additional transactions will be assessed a $25.00 per transaction fee.

ADDITIONAL FEES

Please note: Any cash transfers to Sunwest Trust, Inc. made by check will be subject to an eleven business day (11) clearing period before funds are available to invest. Because of the Right of Rescission, new accounts are subject to a seven-calendar day waiting period before any funds can be invested. Fees are assessed on individual accounts based on the fee schedule in effect on the date of account set up. Fees may be changed by custodian with sixty days written notice to affected clients.

Sunwest Trust, Inc. reserves the right to assess additional fees on any account with excessive activity or special services not covered by the above fee schedule. Any fees charged by a third party in connection with an account will be passed on to the account holder. Sunwest Trust, Inc. will invoice fees on the anniversary date of each account and payment will be withdrawn from account cash reserves within thirty days of billing unless the fees are paid directly. If there is not sufficient available cash to pay Sunwest Trust, Inc. fees, Sunwest will liquidate assets to cover unpaid fees. All fees are non-refundable. Contact Sunwest for further information.